Tips on Choosing the Right Mobile Phone for Your Kids

Studies from the National Literary Trust reveal that 86% of school-age kids own a mobile phone. Kids getting a phone are getting younger and younger now-a-days and it’s easy for parents to allow children to have their own mobile phones. With a mobile phone, parents will feel relieved knowing that they can contact their children anytime. Or in case there is an emergency, kids can also use it to contact them.

However, mobile phones also come with hidden dangers for kids. Take for example, texting which is a mobile phone application allows kids to easily send messages to their friends. But, texting can also be used as a method for cyber bullying. Text messaging is also known to contribute to children’s poor spelling and writing skills. Texting usually uses abbreviations and misspelled words. Mobile phones can also distract the kids from their schoolwork. Adults also make the mistake of mixing work with pleasure and we often multi-task. You may find your kid socializing on the phone while doing homework.

As parents, it is vital you weigh the pros and cons. Most parents are able to gauge if their kids are ready for having their own mobile phones and it’s up to you to decide. If you’re already decided on buying a mobile phone for your kid, then let us discuss about the tips on choosing the right mobile phone.

1. Choose PAYG contracts.

“Best way to go”

“Best way to go”

If you don’t want to receive shocking phone bills then the best phone contract is the pay-as-you-go (PAYG) deal. PAYG gives parents a peace of mind because the kids can stick to the monthly limit for calls and texts. It’s a way of controlling the kids’ spending.
If you’re worried if your kids may end up stranded without any means to call, certain mobile carriers offer added options such as credit buffer or emergency credits.

2. Consider the phone features included.

“User friendly and age appropriate features”

“User friendly and age appropriate features”

Smartphones offer great contents such as apps and games. One of the common features of Smartphones is the ability to access the web. Mobile networks do have policies on internet browsing. Check with your network’s mobile internet policy to verify what internet protection they can offer. Digital Camera is also another cool feature of mobile phones. It is a fun feature but it can also cause danger to kids. Pictures and videos can easily be taken and worse, posted online. Talk to your kid and explain to them the importance of personal data.
There are different brands of mobile phones in the market today. You can choose among those mobile phones that only offer call and text features or you can get those Smartphones that comes with many applications. Just remember that mobile phones can also lure thieves so you need to educate your kids about how to secure their mobile phone.
Mobile phones are a great start for kids to stay connected but parents should also keep themselves aware and alert about possible risks. Allow your kids to immerse into the amazing technology driven world but never forget that spending quality time with your kids will always exists.

What Do You Do When You Need To Pull The Plug On Your Relationship

“Do you know when to pull the plug on the relationship?”

“Do you know when to pull the plug on the relationship?”

When a relationship is on the rocks or doesn’t turn out the way both parties expect talking about it is the safest way to deal with the problem. Most of the time it works, but there are instances where the healthier option is to go your own separate ways.

Nobody likes to be the first to break off a relationship. It takes maturity and courage but the process has to be done if you want to make a fresh and healthy start.

Dealing with the Pain

Despite all the best intentions, however, breakups will always involve pain. Not all people have the same coping mechanisms and it takes certain maturity to deal with the loss.

It’s ok to take the time to grieve over what cannot be fixed. It’s a difficult time for both parties whether you’re the one letting go or the one getting dumped. And yes, it’s ok to play sad songs and catch up with friends.

When one party clings to the relationship despite the fact that the healthier option is to end, drama is likely to occur.

Avoiding the drama

“Too much drama? – Walk away”

“Too much drama? – Walk away”

Issues of insecurity or unresolved emotional baggage, is always the root cause of drama in relationships. In order to avoid the mess and cut pain to a minimum observing these tips can help you get by, dealing in over your breakup.

1. Do it in person. – Let’s face it; there is no proper way to break off a relationship except face to face. No one wants to get a brush off through e-mail and it’s certainly ill-mannered to just leave a person hanging with no explanation. If you care enough for your ex, the least you can do is to avoid telling the bad news in person.

2. Do it privately. – When you’ve been mulling over a decision to break up, choose a place where both of you can have the privacy to express your feelings. A restaurant is a bad choice to ditch someone. Situations like this can bring angry feelings to the surface and you may want to save yourself the trouble of picking up broken pieces in front of 50 pairs of questioning eyes.

3. Don’t make up lies. – Whether the reason for your breakup is another party or you just can’t stand your ex making that unnecessary comment about your hair anymore, telling the truth in the long run is the more prudent course of action.
You may be tempted to lessen the pain or save yourself from being the bad guy, by playing the blame game. Bad karma has a way of catching up and you certainly don’t want to get the short end of the stick later on, do you?

4. Respect boundaries and be firm with yours. – Watch out for little red flags. Does your ex make drunken calls at midnight? Threaten you? Leave angry messages in your Facebook account?

In her blog, Baggage Reclaim, Natalie Lue talks about the no contact rule. Breaking up not only means the end of the relationship but also the end of certain agreements with both parties enjoyed with each other. It is an effective way of telling someone it’s over while allowing you the space to heal and rebuild so you can move on with your life.

Keep your distance. Once your ex understands that you can’t be strong armed, he or she will learn to respect your decision.

What now?

Breaking up is painful business, but sometimes it must be done. Do not exhaust your energy by getting involved in useless drama. Concentrate on building your energy and self-esteem so you can get you back on track and live your life once again.

Stand Up and Drive those Bad Habits Away

Bad habits die hard. This is usually the motto of people having bad habits who are always making excuses when someone tries to stop them from these deeds. Obviously, people develop habits from time to time as they progressed and mature. There are those good habits which are very good to hear and are great signs of progress – observing cleanliness at all times, being disciplined with time, and being productive with everything they do.

“Break the Bad habits”

“Break the Bad habits”

Of course, as human as we are, we still have limitations and we know that there are really those times that we can neglect doing these “good habits”. But what’s more important is that we stick to it and we live by it. And for those who have developed “not-so-good” habits like smoking and drinking regularly (which we all know is bad for our health), being messy and just leave everything at random, and being a Shopaholic whenever pay day comes without saving anything from the salary, it’s still not late to change and break those bad habits. It may be easier said than done but if we really pursue to make it happen, it will. You can take note of the following tips to help you break and forget bad habits easily.

Abstinence

This is about totally turning back on that “bad” habit, especially if it’s your health that is at stake. The most common examples of this would be smoking and drinking or even drugs. We all know that these things are really bad for our health. It has not ever told us that these habits can do good to us even just for a second. Think about your love ones and forget it. You may think it’s not easy and you’re right especially if this is already a habit. But keep in mind that it’s not only yourself that will be affected in the long run but it is your family utmost so you better STOP.

Finding a Replacement

“It’s your health on the line – Choose wisely”

“It’s your health on the line – Choose wisely”

If you have been doing that “bad” habit because of nothing else to do, try to look around you and you will see lots of opportunities to turn away from that bad habit and gradually shift to good ones. You can consider thinking about your friends or families who have been so much worried of your old habit. You can bond with them and do sports instead. And for smoking, you can have candies or chewing gums instead when temptation to smoke arises.

Personal Belief to Change

Be aware that you are in control of your feelings and actions so everything you do are all attributed to you, right? So, changing your own feelings towards bad habits can be a great way of dropping it. No one can be able to change you but you so take charge and be free from those “bad” habits that have been pestering you all your life.

Good Credit Is On The Way In 1… 2… 3!

There are many things in life that do not come for free, actually basically everything has a price you should pay in order for you to attain that certain object. Some of these come off as pricey, and would take time to pay for in cash. Thankfully, nowadays there is the credit card, where you can get what you want almost instantly and just pay later. But you know what they say, with great power comes great responsibility.

Yes, the credit card may be a shopper’s best friend, but it could also be the devil’s advocate. You can swipe and swipe all you can with your credit card but watch out, this can lead to you having extremely bad credit. This is what happens when there is excessive spending with your credit card, but minimal paying back what you owe. Do not let this happen. This can lead to many bad things like going bankrupt, and having banks endlessly ringing up your phone and going after you like hunting dogs in order for you to pay your debt.
But if ever it cannot be helped and this does eventually happen to you, God forbid, there are three tips to improve really bad credit before it is too late.

Get a copy of your credit report

“Keep a track of every swipe and get a report”

“Keep a track of every swipe and get a report”

Getting a copy of your own credit report is free; you do not have to worry about spending again just to get a report. This credit report has everything, all of the payments that you owe and just how much you owe. Once you get a copy of this check it, double check it, triple check it! You will never know of any errors that may lie within the report, late payments may have been listed there as not having paid yet. Once you find these errors, it is only rational that you talk with the credit bureau or reporting agency about the error.

Put up reminders of your payments

Being able to pay on time can greatly improve your bad credit. Some banks actually send their own reminders to their clients via email or a text message to remind you when your payment is due. This could also prevent the late payment error that can occur and show up in your credit report as mentioned above. Plus, once you are able to pay on time that is one less debt to worry about.

Control and try to reduce all your debts

“Stop carrying a Debt”

“Stop carrying a Debt”

The key word here is to reduce and not to increase. Stop using your credit cards and start paying off your dues. Starting with the ones with the highest interest rates, to keep track of everything make a payment plan. Starting with the higher interest rates by getting rid of the hardest of your problems, so you will be able to relax a bit later.
So there are the three easy tips to improve bad credit. But remember; make sure to stay away from that situation as much as possible.

How to Avoid Arguments with People You Hate at Work

“Avoid arguments at work”

“Avoid arguments at work”

You cannot please everybody, neither can everybody please you. You may like most, and since that does not mean all, you do not like some. Sometimes, what you do not like can really overlap to the hate category. If there is someone you hate at work, you sure do not want to be in a situation where arguments are hurled back and forth, unless you are argumentative yourself.

Arguments happen, most of the time because both are willing objects to get into one. The human nature of asserting one’s point almost always exists. Rarely does one give in for the sake of peace. When such people clash into an argument, it is almost hopeless to find peace. Damage is likely to happen, physically, emotionally, and it usually goes a long way since the same people are also grudge planters and growers which also make them historical every now and then. They may forgive but they rarely forget.

If you are not one of them, but you get caught in an argument with someone at work, whom you do not like, or even hate, what can you do to avoid such encounters?

1. Make sure you are not wrong.

Ask others because it may be only you who could be thinking that you are right and the other person is wrong. Have an open mind about it.

2. Show respect.

If there is no right or wrong answer, rather, a belief, respect the other’s opinion and agree to disagree.

3. Get them aware.

Let everyone know that you believe it takes two to an argument and you do not want to be part of it. Make a poster displayed on your office wall or table so that everyone is aware of it so that by the time you bail out, they know that you purposely have done so.

4. Tame your tongue.

“Don’t speak bad words”

“Don’t speak bad words”

Never say bad words even if bad words have been hurled at you. Doing so makes you stoop down to his/her level. People have the tendency to show compassion to underdogs. It may hurt your pride but conquerors are because they can control their emotions, much more so if they can take their tongues.

5. Be ready.

Be careful when you are walking away. It is not always a welcome gesture especially for those who have instigated the argument. It would seem that you are disrespecting his/her concern. Be aware of the possible hurling of physical objects like things on the table like notebook or pen, or from below like a shoe or stool, or something attached to the body like a hand or a foot. However, do not make it obvious; otherwise, it may be another trigger for a bad situation.

Arguments do happen but you can avoid it if you set your mind to it. A sane person would not welcome it from someone they love, much more from someone they hate and are in the same work space they are in. Learn how to avoid them.